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Introduction to payment

You can collect payment on any of your Cognito Forms, using any field type designated with a credit card (). Card information is entered directly into the form, with no additional pop-ups or webpages needed, and processed securely through PayPal or Stripe.

1. Payment-compatible fields

2. How payments are processed

3. Entries

Payment-compatible fields

Choice fields
Assign prices and calculate charges using options from a drop-down menu, radio buttons or checkboxes.

Yes/No field
Charge users fees for additional options using the Yes/No field type.

Currency field
Allow users to specify the amount they would like to be charged, such as for donations.

Price field
Use the Price field to create calculations that result in a charge, like additional quantities.

How payments are processed

Cognito Forms are processed by PayPal and Stripe. You will be required to have a PayPal or Stripe account in good standing in order to collect and process payments.

Both PayPal and Stripe offer a highly competitive 2.9% + $0.30 on all transactions in USD. On Stripe, there is an additional 1% charge from Cognito Forms for those on the Individual or Pro plans. These processing fees can be passed on to the individual filling out the form, unless your form's payment currency does not match the currency of your Stripe account.                    

In PayPal, funds should be processed and transferred into your bank account within 3 - 4 days. In Stripe, funds are deposited into your bank account on a rolling two-business-day schedule, after an initial seven-day waiting period. That means payments processed on Friday will be deposited on Tuesday, and payments processed on Tuesday will be deposited on Thursday, except on U.S. federal holidays. However, it may take an additional day for your bank to process the deposit and for the funds to appear in your account. Get more information on transfers from PayPal and Stripe.


All payments can be managed within the “Entries” section of your Cognito Form. You can see entry details, refund payments, and even collect cash payments without ever leaving Cognito Forms. Any modifications made, such as refunding, will be automatically reflected within the connected PayPal/Stripe account, and modifications made within PayPal/Stripe will be reflected within Cognito Forms.

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